Easy 3 Ingredient Banana Bread Recipe (NO Cake Mix!)

Looking for a quick and easy banana bread recipe that doesn’t involve a cake mix? Well, look no further! This easy 3 ingredient banana bread recipe is a delicious and simple way to use up those ripe bananas sitting on your counter.

loaf of 3 ingredient banana bread

Not only is it easy to make, but it’s also a crowd-pleaser, with a moist and flavorful crumb that will leave your taste buds wanting more. So, let’s ditch the cake mix and complex recipes and get baking with this fun and clever recipe that’s sure to impress!

So, What Are These 3 Ingredients?

Here are the 3 ingredients that work amazingly well together to create a delicious and easy-to-make 3 ingredient banana bread that is sweet, moist, and satisfying. And the best part? You probably already have all of them in your kitchen or pantry!

1. Ripe Bananas

ripen bananas for baking

Of course, bananas are the star of the show here! And the riper, the better – we’re talking brown spots or almost black bananas here. Why? Well, not only do overripe bananas have a stronger, more complex flavor than their green counterparts, but they are also softer and sweeter, which helps to create a moist and tender crumb in the bread.

2. Sweetened Condensed Milk

can of sweetened condensed milk

Sweetened condensed milk is a creamy, sugary concoction that is made by cooking milk and sugar together until most of the water has evaporated. It’s an excellent choice for this recipe because it provides sweetness and moisture to the bread without the need for additional sugar or fat. Plus, it adds a lovely caramel-like flavor that pairs perfectly with the bananas.

If you don’t have any, then here are the 13 Best Condensed Milk Substitutes that you could try instead.

3. Self-Rising Flour

bag of self-rising flour

Self-rising flour is simply all-purpose flour that has been pre-mixed with baking powder and salt. It’s a great choice for this recipe because it helps the banana bread to rise and become light and fluffy without the need for any additional leavening agents. Plus, it simplifies the recipe by eliminating the need for measuring out and mixing in separate ingredients.

How To Make This 3 Ingredient Banana Bread:

making of a 3 ingredient banana bread

Ready to bake some delicious banana bread? Great! Now that you have all the ingredients, it’s time to get baking. Follow these simple steps to create a mouth-watering treat that will have your friends and family begging for more. So put on your apron, preheat the oven, and let’s get started!

Step 1: Gather your ingredients

You’ll need 5 very ripe bananas, a can of sweetened condensed milk, and 2 ½ cups of self-rising flour. Also, preheat your oven to 350°F (177°C).

Step 2: Mash the bananas

mashing the bananas

Grab a mixing bowl and a fork and mash the bananas until they’re nice and smooth.

Step 3: Add the other ingredients

adding the condensed milk

Add the sweetened condensed milk and self-rising flour to the bowl with the mashed bananas. Use a spatula or spoon to mix everything together until the flour is just incorporated. Avoid overmixing.

Step 4: Pour the batter into a lined loaf pan

pouring the banana bread batter into a loaf pan

Pour the banana bread batter into a loaf pan and use a spoon or spatula to smooth out the top of the batter. You can even get creative with a fun design or pattern on the surface.

Step 5: Bake the bread

baking the banana bread in the oven

Place the loaf pan in the preheated oven and set a timer for 50 minutes. While you wait, enjoy the delicious aroma filling your kitchen.

Step 6: Check for doneness

toothpick test cake

After 50 minutes, use a wooden stick or toothpick to check if the banana bread is ready. If the stick comes out clean, it’s time to take the bread out of the oven.

Step 7: Remove from the pan and slice, and enjoy!

slicing the bread cross-wise

Let the banana bread to cool a bit and remove it from the ban. Once the bread has cooled a bit, it’s ready to be sliced and enjoyed.

Get Creative with Your Banana Bread

I know, I know – adding extra ingredients technically means it’s no longer a 3-ingredient banana bread recipe. But who says we can’t get a little creative and mix things up every now and then?

what nuts to put in banana bread

With just a few extra ingredients, you can take your basic 3 ingredient banana bread to the next level and create something truly delicious. From chocolate chips to nuts to warm spices, there are so many ways to jazz up this classic recipe. So why not give it a try and explore some of these delicious variations today?

  1. Chocolate chip banana bread: Add a cup of chocolate chips to the batter before baking for a sweet and indulgent treat. You can use any type of chocolate chips you like, from milk to dark to white chocolate.
  2. Nutty banana bread: If you are wondering what nuts to put in banana bread, I recommend stirring in walnuts or pecans for a crunchy and satisfying texture. You can also try experimenting with different types of nuts or even adding a sprinkle of toasted coconut.
  3. Cinnamon-spiced banana bread: Add a tablespoon of ground cinnamon to the batter for a warm and cozy flavor that’s perfect for fall. You can also try other warm spices like nutmeg, ginger, or allspice.
  4. Zesty banana bread: Add the zest of one or two lemons or oranges to the batter for a bright and citrusy flavor. You can also try adding a tablespoon of poppy seeds for a fun crunch.

Top Tips for Making This Recipe Work

easy 3 ingredient banana bread
  1. Use very ripe bananas: The riper the bananas, the sweeter and more flavorful your banana bread will be. So don’t be afraid to use bananas that are almost entirely brown – those are the best ones for this recipe!
  2. Don’t overmix the batter: Overmixing the batter can cause the gluten in the flour to develop, resulting in tougher, more dense bread. To avoid this, mix the ingredients together until the flour is just incorporated. A few lumps are okay – they’ll disappear as the bread bakes.
  3. Use self-rising flour: Self-rising flour contains baking powder and salt, which help the bread rise and give it a nice texture. If you don’t have self-rising flour, you can make your own by combining 2 1/2 cups of all-purpose flour with 3 3/4 teaspoons of baking powder and 3/4 teaspoon of salt.
  4. Line the loaf pan with parchment paper: This helps prevent your 3 ingredient banana bread, from sticking to the pan and makes it easier to remove once it’s baked.
  5. Bake the bread until it’s golden brown: The baking time may vary depending on your oven, but aim for about 50 minutes or until the top of the bread is golden brown. You can also insert a toothpick or wooden skewer into the center of the banana bread to make sure it’s cooked all the way through.

Read More Here: Why is Your Banana Bread Gummy or Dense (Common Problems and Solution).

3 Ingredient Banana Bread Without Cake Mix

Recipe by Jen Evansy
0.0 from 0 votes
Course: DessertCuisine: AmericanDifficulty: Easy


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This easy 3-ingredient banana bread will have a moist and dense texture, with a slightly crunchy crust on the outside, and done without cake mix. The flavor will be sweet, banana-y, and slightly caramelized due to the addition of the sweetened condensed milk. The self-rising flour helps the bread rise and gives it a light and soft texture. Overall, this banana bread is simple, comforting, and satisfyingly delicious.

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  • 3 very ripe bananas

  • 1 (14-ounce) can of sweetened condensed milk

  • 2 ½ cups self-rising flour


  • Preheat the oven to 350°F (177°C).
  • Line your loaf pan with parchment paper.
  • Mash the bananas with a fork in a mixing bowl.
  • Add the sweetened condensed milk and self-rising flour to the bowl.
  • Mix all the ingredients until the flour is just incorporated to create a thick batter. Don’t overmix.
  • Pour the batter into the prepared loaf pan and smooth out the top with a spoon or spatula.
  • Bake the loaf for about 50 minutes in the middle of the oven until the top is golden brown.
  • (While it’s still in the oven, you can check inserting a wood stick into the center of the loaf. If the stick comes out clean — it’s ready).
  • Remove the banana bread from the oven and let it rest in the pan for 10 minutes. Then, remove the loaf from the pan and let it cool on a wire rack before slicing.

Recipe Video


  • Use super-ripe bananas. The brown, spotty ones may not look pretty, but they’re packed with sweet, flavorful goodness that will take your banana bread to the next level.
  • Do not overmix. When you’re mixing your batter, be careful not to overdo it. Too much mixing can lead to a tough and dense loaf. So, just mix everything together until the flour is just combined. A few lumps are totally fine, and they’ll disappear as the bread bakes.
  • Line your cake tin. Line your loaf pan with parchment paper to prevent your bread from sticking to the pan. This will also make it easier to remove your freshly baked banana bread.
  • Check for doneness. Use a toothpick or skewer to check if it’s cooked all the way through. Trust us, the aroma wafting from your oven will be amazing and totally worth the wait!

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How To Store This 3 Ingredient Banana Bread

If, for some reason, you didn’t devour the whole loaf of banana bread straight away (trust us, we know how tempting it can be!), don’t worry – you can always store it for later. But it’s important to store it properly to ensure that it stays fresh and delicious. Whether you’re planning to eat it in a day or two or save it for later, here are some tips for storing your banana bread like a pro.

  1. Cool it down: Allow the banana bread to cool completely before storing it. This helps prevent condensation from forming inside the container and making the bread soggy.
  2. Wrap it up: Wrap the cooled banana bread tightly in plastic wrap or aluminum foil. This helps keep air out and prevent the bread from drying out.
  3. Store it right: Store the wrapped banana bread in an airtight container or resealable plastic bag. You can store it at room temperature for up to 2 days or in the refrigerator for up to a week.
  4. Freeze it: If you’re not planning to eat your banana bread right away, you can freeze it for later. Wrap it tightly in plastic wrap or aluminum foil, then place it in a resealable freezer bag or airtight container. It will keep in the freezer for up to 3 months. When you’re ready to eat it, thaw the bread at room temperature for a few hours before serving.
In Conclusion

There you have it, my fellow banana bread lovers! A simple yet satisfying recipe for easy 3 ingredient banana bread made without cake mix. Whether you’re a seasoned baker or a beginner in the kitchen, this recipe is perfect for anyone looking to whip up something delicious with minimal effort.

And don’t forget; you can always get creative and add your own twist to this recipe with some nuts, chocolate chips, or spices. So go ahead and indulge in a slice (or two) of this heavenly banana loaf – you deserve it!

If you have an air fryer, check out also this easy air fryer banana bread recipe here.

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About Jen Evansy

Nutritionist, researcher, avid home cook, and writer interested in everything nutrition and food-related. Striving to inform, encourage, and inspire all the readers to make healthy and informed choices when it comes to cooking, food, diet, and nutrition.